Sometimes all it takes to change from being a renter to a home owner is a little help witht that down payment. You might be surprised to discover there is an assistance program that could work for you. Most programs have income limits, based on the number of people in the house.
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Before you find that dream home, be sure to address financing. Unless you are an all-cash buyer, be sure to get a Mortgage Pre-Qualification letter before you start the search. In today's competitive market many sellers will require either "Proof of Funds" or a "Pre-Approval Letter" be included with your offer.
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