Before you find that dream home, be sure to address financing. Unless your are an all-cash buyer, get a Mortgage Pre-Approval letter before you start the search. In today's competitve market many selllers will requie either "Proof of Funds" or a "Pre-Approval Letter" be included with your offer.
Sometimes all it takes to change from being a renter to an owner is a little help witht that down payment. You might be surprised to discover there is an assistance program in your community.
You do not always have to be a first-time home buyer - income restrictions often apply.
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